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Personal budget software australia12/19/2023 ![]() Of course, each has advantages and disadvantages. From then on, it’s about tweaking, adjusting, and in many cases, seeing your money grow.īest of all, budgeting can be done completely free by using simple tools found online. Yes, it can take time to collate your figures into your first ever budget spreadsheet. Not only that, budgeting is actually pretty easy. ![]() It doesn’t matter how much money you have, a personal budget is a must, and never more so than when you have just started life as a single parent. Yet, when it comes to personal finances, there is nothing more important to prevent debt, decrease stress and get you tracking towards your financial goals. 09952199.Many people see personal budgeting as an unnecessary bore. For more detail on how your money is protected please see here.Ĭopyright © 2023, Plum Fintech Ltd, no. Your funds will be held in one or more segregated bank accounts with a regulated third party credit institution, in accordance with the provisions of the Electronic Money Regulations 2011. No other compensation scheme exists to cover losses from your electronic money account. The FSCS does not cover electronic money products. Plum offers various products of which some are covered by the Financial Services Compensation Scheme (“FSCS”) whilst others are not. Plum is registered with the Information Commissioner's Office, with registration number: ZA217685. Plum and Plum Money is the trading name of Saveable Limited. Saveable Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 739214) to carry out investment and credit broking services. Plum is a trading name of Plum Fintech Limited. ![]() Plum Fintech Limited is a registered account information service provider with the Financial Conduct Authority (Firm Reference Number: 836158). Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011. Plum Fintech Limited is an agent of PayrNet Ltd which is an Electronic Money Institution authorised by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number 900594) for the issuance of electronic money and payment services. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this.Ĭustomers onboarded before 25 September 2023: Your account and related payment services are provided by PayrNet Ltd. Plum Fintech Limited is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Currency rate fluctuations can adversely impact the overall returns on your original investment.Ĭustomers onboarded on, or after 25 September 2023: Your account and related payment services are provided by Modulr FS Limited. Past performance is not a reliable indicator of future results. The value of investments can go up as well as down and you may receive less than your original investment or lose the value of your entire initial investment. ![]() Plum does not provide investment advice, and you as an individual investor should make your own decisions or seek professional independent advice. ![]()
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